Writing an Effective Credit Memo

On-Demand Schedule Tue, March 28, 2023 - Tue, April 04, 2023
Duration 60 Mins
Level Basic & Intermediate & Advanced
Webinar ID IQW23C0333

In this webinar we will cover:
  • Objectives of writing an effective credit memo
  • Functions of credit memo
  • Organization
  • Questions to consider
  • Positioning
  • Establish your major discussion areas
  • Outlining
  • Writing effectively
  • Credit memo outline

Anyone who has to prepare credit write-up for support or to get their loan approved.

Overview of the webinar

This webinar will expose participants to process and a detailed outline that will enable you to write an effective credit memo. The learning objectives are: 

  • To make you a better banker
  • To understand the importance of good written communication
  • To improve clarity, conciseness and completeness of written communications
  • To increase emphasis on planning and organizing 

Who should attend?

  • Credit analysts
  • Loan Review Personnel
  • Loan Officers
  • Senior Loan Officers 

Why should you attend?

Whether you are involved in the credit analysis or loan review process or any level of lending you will need to support your findings and/or recommendation in writing. What we put in writing is very important for a number of reasons:
  • Written communication says much about you
  • Written communication in the form of analysis goes to the file
  • How you present the credit can make a difference in a loan being approved or not

Faculty - Mr.David Sawyer

David Sawyer's experience in banking began in 1981 in the area of credit administration with Central Bank of the South. Since that time he has served in the capacity of senior lender, senior credit officer and president and CEO of a community bank and two regional bank affiliates. His banking experience includes corporate, middle market and small businesses with emphasis on Commercial lending as well as SBA and lending to municipalities.
David has a B.S degree with a major in banking and finance and is a graduate of LSU School of Banking. He recently received Credit Risk Certification from Robert Morris and Associates (RMA). David has enjoyed teaching and training other bankers throughout his career and has held numerous teaching certifications in the banking area.
David lends extensive knowledge and experience in lending, credit analysis and problem loan identification/workout in addition to experience with banking regulators in the present environment. 


Refund / Cancellation policy
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